Net Worth Calculator
Your net worth is the difference between what you own (assets) and what you owe (liabilities). It's one of the most important indicators of your financial health and progress toward long-term goals like retirement, homeownership, or financial independence.
Use this calculator to list all your assets — such as savings, investments, real estate, and vehicles — alongside your liabilities like mortgages, student loans, and credit card debt. The calculator instantly computes your total assets, total liabilities, and overall net worth.
How it works
Net Worth = Total Assets − Total Liabilities. A positive net worth means you own more than you owe; a negative net worth means you owe more than you own.
Use cases
- Tracking personal financial health over time
- Setting and monitoring progress toward financial independence goals
- Preparing for a loan application by understanding your full financial picture
- Evaluating whether to prioritize debt repayment or saving and investing