Subscription Cost Calculator
Managing multiple subscriptions — streaming services, software tools, gym memberships, news outlets — can make it easy to lose track of how much you actually spend each month. This calculator lets you list every recurring charge with its billing cycle (weekly, monthly, or yearly), then automatically normalizes each amount to a consistent monthly figure so you can see exactly where your money goes.
Once you have all your subscriptions entered, the tool adds them up to show your total monthly outflow and projects that to a yearly total. Knowing your annual subscription spend is often the clearest way to identify services you rarely use and decide what to cancel, helping you cut unnecessary costs without sacrificing the tools and entertainment you genuinely value.
How it works
Each subscription amount is converted to a monthly equivalent: weekly amounts are multiplied by 52 then divided by 12; yearly amounts are divided by 12; monthly amounts are used directly. All monthly equivalents are summed to produce the grand monthly total, which is then multiplied by 12 to obtain the annual total.
Use cases
- Auditing all streaming and entertainment subscriptions in one place
- Calculating the true annual cost of software-as-a-service (SaaS) tools
- Comparing monthly vs. yearly billing plans to find the cheaper option
- Identifying low-value subscriptions to cancel and reduce expenses
- Planning a personal or household budget with accurate recurring costs